FCUSA
Enhanced Referrer Appreciation Program
R.A.P.
Beginning date: 11/14/07 Update 2/16/09
Expiration Date: Unspecified
Purpose: Bonus reward for FCUSA referrers for their accomplishments.
Application: All registered FCUSA referrers.
Program: In addition to their $200 referrer payment for each full pay referral*, referrers will receive a minimum of $30,000 for each AR at payout plus “points” for each member they refer who does a full pay AR*. After receiving from 1-4 points referrers can “cash out” their level of earned points for a personal AR program as follows:
Points AR Referrer Price Backend Payout % Min. Commission
1 $1800 70% $30,000
2 $1300 70% $30,000
3 $ 650 70% $30,000
4 FREE 70% $30,000
On all levels, membership is payable by referrer. Strawman fee is payable by referrer except on payout #4 which is included in the program.
Example 1: Should a referrer “cash out” at level 2, they would pay $1300 for a full pay program and receive 70% on the backend. They are still responsible for their membership and Strawman fees. Bank UCC cost is included in all program costs.
Example 2: Should the referrer “cash out” at level 4, they would pay $0 for a full pay program and receive 70% on the backend. They are responsible for the membership only. Strawman and bank UCC costs are covered.
Upon “cashing out”, a referrer can begin again to accumulate up to 4 points and repeat the process as often as desired.
Points cannot be shared and upon announced completion of the program (with 30 days notice) all points must be redeemed or lost.
*Member Full Pay: A member full pay process is any AR process paid at the full price, currently $2700.
Phase I Ends 
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